China Group Health Insurance

If you run a small or medium-sized company, the China office of an international corporation, a school, a diplomatic body or any organisation employing three or more people, group health insurance is usually the smartest way to cover your team — and a genuinely valued benefit for attracting and keeping international staff.

Why choose group cover over individual policies?

• Better value — risk is spread across the group, so cover is typically more comprehensive at a lower cost per person than equivalent individual policies
• Simpler underwriting — groups can often secure cover with reduced medical underwriting for members, which matters for staff with pre-existing conditions
• One renewal, one invoice — HR deals with a single policy instead of many, with staff joining and leaving as your team changes
• Flexible structures — different benefit tiers for different staff levels, optional dependant cover for employees' families, and deductible options to balance premium against benefit

What does group expat health insurance in China include?

The group plans we arrange cover hospitalisation, surgery and cancer treatment at international and public hospitals with direct billing, with optional outpatient, dental and maternity benefits. Cover is worldwide excluding the USA, with medical evacuation included — the same insurer quality we recommend to individuals, from providers licensed in China.

How do we get a group quote?

Group pricing depends on your headcount, staff ages and the benefit structure you want, so it's quoted individually rather than online. Tell us roughly how many people you need to cover and we'll come back with options — usually within one business day. As with all our work, the advice and comparison are free, and we support your team year-round with claims and renewals.

Talk to us about group cover — or if you're an individual or family, get an instant quote online.