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Help Protect Your Family with China Expat Health Insurance!
Aetna China

Aetna uses Huatai insurance for their China licensed health insurance products. Aetna is a well known brand particularly among US expats in China.
How we and our client’s rate them:
Price : High
China Direct Billing: 7/10
Cover: 8/10
Overseas Capabilities: 8/10
Service: Good
Popularity: 4/10
Direct Billing? Yes
Online servicing? Yes
Portable to other countries when you leave China? No
Lifetime renewability? Yes
*These ratings are subjective and based on our industry experience and feedback from our clients.
The pros
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Stable pricing and cover
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High coverage levels
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For people with a large family, the 2nd, 3rd and 4th children are free.
The cons
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Not great value for money
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No plan flexibility
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Can’t choose your own insurance start date, cover starts the day after payment is completed
Hospitals
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Direct billing available at high-cost providers (United Family, Parkway, etc.), private and foreign-funded hospitals and the VIP wards of public hospitals.
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A co-payment may apply at high-cost providers depending on which plan is chosen.