Allianz China General is the local insurer Allianz Care uses for medical insurance in China. Allianz is one of the 3 major international medical insurers.
How we and our client’s rate them:
China Direct Billing: 7/10
Overseas Capabilities: 9/10
Direct Billing? Yes
Online servicing? Yes
Portable to other countries when you leave China? Yes (restrictions apply)
Lifetime renewability? Yes
*These ratings are subjective and based on our industry experience and feedback from our clients.
Great for people who will use their insurance outside Mainland China
Most flexible plan options on the market, you can choose your level of deductible and whether to add maternity, dental or wellness
Can submit claims and search for hospitals on their app
Extensive offshore network
Offers the some of the richest benefits on their top-level plans
Quarterly premium payment option available
Can only issue policies to people with a Shanghai residence address.
Strict underwriting and can require more paperwork if you have pre-existing conditions.
For people over 60 years require a medical report to apply.