Bupa works with AIC in China for medical insurance. Bupa is one of the most, if not the most well-known and respected premier global health insurance provider.

How we and our client’s rate them:

bupa chinaPrice: High
China Direct Billing:  7/10
Cover:  9/10
Overseas Capabilities:  9/10
Service:  Very Good
Popularity:  6/10
Direct Billing?  Yes
Online servicing?  Yes
Portable to other countries when you leave China?   Yes
Lifetime renewability?  Yes

*These ratings are subjective and based on our industry experience and feedback from our clients.

The pros

  • Relatively accepting of major and minor pre-existing conditions
  • Extensive offshore network
  • Excellent maternity benefits
  • International medical concierge service

The cons

  • Expensive if you do not require maternity cover
  • The inpatient only plan has a compulsory CNY 25,000 annual deductible