Bupa works with AIC in China for medical insurance. Bupa is one of the most, if not the most well-known and respected premier global health insurance provider.
How we and our client’s rate them:
Price: High
China Direct Billing: 7/10
Cover: 9/10
Overseas Capabilities: 9/10
Service: Very Good
Popularity: 6/10
Direct Billing? Yes
Online servicing? Yes
Portable to other countries when you leave China? Yes
Lifetime renewability? Yes
*These ratings are subjective and based on our industry experience and feedback from our clients.
The pros
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Relatively accepting of major and minor pre-existing conditions
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Extensive offshore network
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Excellent maternity benefits
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International medical concierge service
The cons
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Expensive if you do not require maternity cover
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The inpatient only plan has a compulsory CNY 25,000 annual deductible
Hospitals
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Direct billing available at high-cost providers (United Family, Parkway, etc.), private and foreign-funded hospitals and the VIP wards of public hospitals.
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A copayment may apply at high-cost providers or all providers depending on which plan is chosen.
