Cigna provide their medical insurance plans in China through a joint venture with China Merchants Bank creating Cigna CMB.
How we and our client’s rate them
China Direct Billing: 9/10
Overseas Capabilities: 8/10
Service: Very Good
Direct Billing? Yes
Online servicing? Yes
Portable to other countries when you leave China? No
Lifetime renewability? No
*These ratings are subjective and based on our industry experience and feedback from our clients.
Competitive inpatient only plans
Good post-sales servicing
Very strict underwriting
Coverage isn’t comprehensive
Do not provide full mortal remains repatriation benefit