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Global Benefits Group (GBG) China
GBG is an American company specialising in international health insurance and has offered medical plans to expats in China earlier than any other China licensed insurer.
How we and our client’s rate them:
China Direct Billing: 7/10
Overseas Capabilities: 8/10
Direct Billing? Yes
Online servicing? Yes
Portable to other countries when you leave China? No
Lifetime renewability? No
*These ratings are subjective and based on our industry experience and feedback from our clients.
Their worldwide cover plans are the most competitive
Even though they have Worldwide options, It works best for people based mainly in China who are unlikely to regularly use the insurance overseas or in their home country. Direct billing overseas is patchy to say the least
No servicing apps are available