MSH China

MSH is not a medical insurance company but an insurance services provider. They partner with various Chinese insurers to deliver their medical insurance plans.

How we and our client’s rate them:

Price:  Medium

China Direct Billing:  9/10

Cover:  6/10

Overseas Capabilities:  7/10

Service:  Good

Popularity:  6/10

Direct Billing?  Yes

Online servicing?  Yes

Portable to other countries when you leave China?   No

Lifetime renewability?  No

*These ratings are subjective and based on our industry experience and feedback from our clients.

The pros

• Cheapest maternity plans on the market

• Very good network of direct billing hospitals in China

The cons

• Don’t always adhere to industry norms

Hospitals

• Direct billing available at high-cost providers (United Family, Parkway, etc.), private and foreign-funded hospitals and the VIP wards of public hospitals.

• A copayment may apply at high-cost providers depending on which plan is chosen.