Now Health is an international health insurance company and partner with API in China for medical insurance.
How we and our client’s rate them:
Price: Medium
China Direct Billing: 8/10
Cover: 8/10
Overseas Capabilities: 7/10
Service: Standard
Popularity: 6/10
Direct Billing? Yes
Online servicing? Yes
Portable to other countries when you leave China? Yes (restrictions apply)
Lifetime renewability? Yes
*These ratings are subjective and based on our industry experience and feedback from our clients.
The pros
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Flexible underwriting so provide superior terms for people with pre-existing conditions
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Provide the most competitive maternity plans
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Flexible plans
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Provide an app and online servicing
The cons
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Slow email response times
Hospitals
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Direct billing available at high-cost providers (United Family, Parkway, etc.), private and foreign-funded hospitals and the VIP wards of public hospitals.
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A copayment may apply at high-cost providers depending on which plan is chosen.