Ping An Health

Ping An’s high-end medical insurance proposition are provided by their joint venture company which is invested in by Discovery of South Africa.

How we and our client’s rate them:

ping an healthPrice: Medium
China Direct Billing:  9/10
Cover:  5/10
Overseas Capabilities:  6/10
Service:  Poor
Popularity:  4/10
Direct Billing?  Yes
Online servicing?  No
Portable to other countries when you leave China?  No
Lifetime renewability?  No

*These ratings are subjective and based on our industry experience and feedback from our clients.

The pros

  • Competitive for cover at high-cost providers if you don’t have children

The cons

  • Very strict underwriting
  • Do not offer guarantees on renewal terms
  • Coverage isn’t comprehensive
  • Difficult application process